On Tuesday, July 27, 2010, the Savings and Retirement Forum will be held at Fidelity Investments (325 7th street, NW on the 6th floor) [Directions here], at 8:30am. Fidelity Senior Vice President for Policy Development and Market Planning Pamela Everheart will speak on the subject of “The impact of financial guidance on plan participants.” Sue [...]
Entries Tagged 'Defined Contribution' ↓
Savings and Retirement Event: Savings Rates In The U.S.
July 20th, 2010 — Defined Benefit, Defined Contribution, Event, Events, Social Security, Uncategorized, featured
How Pension Rules Affect Work and Contribution Patterns: A Behavioral Model of the Chilean Privatized Pension System
February 11th, 2009 — Defined Benefit, Defined Contribution, International, Research Papers, Social Security
Abstract: by Petra Todd and Viviana Vélez-Grajales WP 2008-193 Chile has been at the forefront of pension reform, having switched in 1980 from a pay-as-you-go system to a fully funded privatized accounts system. The Chilean system served as a model for reform in many other Latin American countries and has also been considered by U.S. [...]
How Much Do Respondents in the Health and Retirement Study Know About Their Tax-deferred Contribution Plans? A Cross-cohort Comparison
February 10th, 2009 — Defined Contribution, Research Papers
Abstract: by Irena Dushi and Marjorie Honig WP 2008-201 We use information from Social Security earnings records to examine the accuracy of employee reports of annual contributions to tax-deferred pension plans. As employer defined benefit pensions are replaced by voluntary contribution plans, employee understanding of the link between annual contribution decisions and post-retirement wealth is [...]
The Disappearing Defined Benefit Pension and Its Potential Impact on the Retirement Incomes of Boomers
February 9th, 2009 — Defined Benefit, Defined Contribution, Research Papers
Executive Summary In recent years, the United States has seen a significant shift away from defined benefit (DB) pension plans to defined contribution (DC) plans. This shift may accelerate rapidly, as more large companies, even those with financially solvent plans, freeze their DB plans and replace them with new or enhanced DC plans. This paper [...]
How Much Risk is Acceptable
February 4th, 2009 — 401(k), Defined Benefit, Defined Contribution, Social Security
Papers Introduction: The financial crisis has sparked proposals to reform the retirement income system. One component of such a system could be a new tier of retirement accounts. These accounts would augment declining Social Security replacement rates for low-wage workers and provide a buffer of security for middle- and upper-wage workers who, increasingly, will rely [...]