On Tuesday, July 27, 2010, the Savings and Retirement Forum will be held at Fidelity Investments (325 7th street, NW on the 6th floor) [Directions here], at 8:30am. Fidelity Senior Vice President for Policy Development and Market Planning Pamela Everheart will speak on the subject of “The impact of financial guidance on plan participants.” Sue [...]
Entries Tagged 'Defined Benefit' ↓
Savings and Retirement Event: Savings Rates In The U.S.
July 20th, 2010 — Defined Benefit, Defined Contribution, Event, Events, Social Security, Uncategorized, featured
Event: Banking the Underbanked – May 11th
February 20th, 2010 — Defined Benefit, Event, Events, Recession, featured
On Tuesday, May 11, 2010, the Savings and Retirement Forum will be held at the Heritage Foundation 214 Massachusetts Ave NE Washington DC 20002 [Directions to Heritage], at 8:30am. Vice President and Community Education Administrator Ammar Askari, Ph.D., with M&I Marshall & Ilsley Bank will present his paper “Banking the Underbanked: A Case Study.” If [...]
How Pension Rules Affect Work and Contribution Patterns: A Behavioral Model of the Chilean Privatized Pension System
February 11th, 2009 — Defined Benefit, Defined Contribution, International, Research Papers, Social Security
Abstract: by Petra Todd and Viviana Vélez-Grajales WP 2008-193 Chile has been at the forefront of pension reform, having switched in 1980 from a pay-as-you-go system to a fully funded privatized accounts system. The Chilean system served as a model for reform in many other Latin American countries and has also been considered by U.S. [...]
The Disappearing Defined Benefit Pension and Its Potential Impact on the Retirement Incomes of Boomers
February 9th, 2009 — Defined Benefit, Defined Contribution, Research Papers
Executive Summary In recent years, the United States has seen a significant shift away from defined benefit (DB) pension plans to defined contribution (DC) plans. This shift may accelerate rapidly, as more large companies, even those with financially solvent plans, freeze their DB plans and replace them with new or enhanced DC plans. This paper [...]
The Future of DB Plan Funding Under PPA, the Recovery Act and Relief Proposals
February 6th, 2009 — Defined Benefit, Recession, Research Papers
The overlay of the dramatic decline in asset values of the last few months on the incipient tougher funding requirements of the Pension Protection Act of 2006 (PPA) has prompted widespread concern about the magnitude of the required contributions to single-employer defined benefit (DB) plans in 2009 and 2010. In this analysis, Watson Wyatt estimates [...]
How Much Risk is Acceptable
February 4th, 2009 — 401(k), Defined Benefit, Defined Contribution, Social Security
Papers Introduction: The financial crisis has sparked proposals to reform the retirement income system. One component of such a system could be a new tier of retirement accounts. These accounts would augment declining Social Security replacement rates for low-wage workers and provide a buffer of security for middle- and upper-wage workers who, increasingly, will rely [...]