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Event: Banking the Underbanked – May 11th

Event: AEI Jan 20th

On Wednesday, January 20th, 2010 the Savings and Retirement Forum will be held at The American Enterprise Institute: 1150 Seventeenth Street, N.W. Washington, DC 20036 [Directions to AEI], at 8:30am. The purpose of the Forum is to bring together academics, interested industry professionals, policy wonks, and government staffers who work on issues related to Social Security, [...]

Event: Retirement Security and the Stock Market Crash What are the Possible Outcomes?

On Wednesday, December 9th, 2009 the Savings and Retirement Forum will be held at The Urban Institute: 2100 M Street, N.W.Washington, DC, at 8:30am. Barbara A. Butrica, Karen E. Smith, and Eric J. Toder of the Urban Institute will be discussing paper “Retirement Security and the Stock Market Crash What are the Possible Outcomes?” Link to [...]

Event: Hillary Waldron

PowerPoint: : Link Paper: Link On Thursday, November 19th, 2009 the Savings and Retirement Forum will be held at The Investment Company Institute: 1401 H St., NW, Suite 1200, at 8:30am. Hillary Waldron of the Social Security Administration will be discussing “Longevity and Earnings” The purpose of the Forum is to bring together academics, interested industry professionals, [...]

Next Event- Mark Warshawsky

Where: Brookings Institute When:  8:30-9:30 Oct 26th

Next Event: Ken Solow

Next Event: Ken Solow

On Tuesday, September 22, 2009 the Savings and Retirement Forum will be held at 1101 New York Avenue, NW, 8th Floor, Washington, DC 20005, at 8:30am. Ken Solow, Chief Investment Officer, Pinnacle Advisory Group will be discussing his book “Buy and Hold is Dead (Again): The case for active portfolio management for retirement savings.” (Link [...]

Next Event: Andrew Biggs and The Case for Simplifying Social Security Benefits

The next Savings and Retirement Forum will be August 6th at AEI. He will be discussing the Case for Simplifying Social Security Benefits.

Protected: Wealth Strategies

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Next Event:Trends in Pension Coverage and Contributions

July 15th the Urban Institute will be hosting a presentation by Mauricio Soto entitled “ Trends in Pension Coverage and Contributions.”

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Comparing Strategies for Wealth Management in Retirement

Mark Warshawsky, Director of Retirement Research at Watson Wyatt and former Assistant Secretary of the Treasury for Economic Policy is disussing his paper: “Comparing Strategies for Wealth Management in Retirement.” Paper: Link PowerPoint: Link

Good Facts

The number of older Americans participating in the work force has been rising over the last 15 years or so, after dropping steadily for decades. Researchers attribute that to change in retirement laws, increased lifespans and increasing financial pressures from drops in stock prices to increased health care costs.

Fact of the Day

The life expectancy for people who live to age 65 is an additional 18 years, or to age 83, according to the National Center for Health Statistics. The life expectancy for those who live to age 65 is higher for women, almost 20 years, than for men, almost 17 years.

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Many Americans Are Not Financially or Emotionally Prepared for …

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Next Event: Comparing Strategies for Wealth Management in Retirement

When: 8:30am June, 17th Where: Heritage Foundation 214 Massachusetts Ave NE Washington DC 20002-4999 RSVP: Link Put on your schedule: Link On Wednesday, 17 June 2009 the inaugural meeting of the Savings and Retirement Forum will be held at the Heritage Foundation, 214 Massachusetts ave NE, at 8:30am. Mark Warshawsky, Director of Retirement Research at Watson Wyatt and [...]

Breakfast Meeting

The first breakfast will happen in the month of April. Please check back frequently for updates.

Ten Ways to Wreck Your Retirement

NCPA recently published a paper that presents a new take on the retirement issue, Ten Ways to Wreck Your Retirement! This paper does not provide any landmark breakthroughs on the academic front, but it does bring some good ideas together, provides a solid footing for financial education, and might steer legislators away from some of their [...]

Savings and Retirement Begins

To better share important savings and retirement information the Savings and Retirement Forum will bring together information from across the profession from academia to policy this should be your spot to find important savings and retirement information.

The More the Better? Characteristics and Efficiency of 401(k) Investment Menus

Abstract: Few previous studies have explored whether defined contribution retirement saving plans offer sufficiently diversified investment menus, though it is likely that these menus significantly shape workers’ accumulations of retirement wealth. This paper assesses the efficiency and performance of 401(k) investment options offered by a large group of US employers. We show that the majority [...]

The Automatic 401(k): Revenue and Distributional Estimates

One of the most promising aspects of retirement saving policy in recent years is the advent of “automatic” or opt-out features in 401(k) plans. Automatic 401(k)s enable saving even if the worker makes no effort to participate in their 401(k) plan. In a 401(k) plan without automatic features, workers have to actively choose whether or [...]

A Progressivity Index for Social Security

Summary and Introduction: The Social Security benefit formula has incorporated some measure of progressivity almost since the program’s inception. As early as 1939, amendments to the original Social Security Act stipulated that monthly benefits replace a higher proportion of preretirement earnings for people with lower earnings compared with those with higher earnings (Martin and Weaver 2005). [...]

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Curtailing Contributions

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DROPping the Rate